Finance operations and growth with clear options, eligibility, and repayment planning.
Business financing ranges from government-backed SBA loans to lines of credit and equipment financing. Match products to cash flow cycles and investment horizons.
Government-backed options can offer competitive terms for eligible businesses with detailed documentation requirements.
Finance machinery and technology with collateralized loans aligned to asset lifespans.
Flexible borrowing for working capital. Monitor variable rates and utilization to manage costs.
Leverage receivables to bridge cash flow gaps. Review fees and recourse terms.
Match product features to business objectives
| Feature | SBA | Conventional |
|---|---|---|
| Down Payment | Lower | Higher |
| Documentation | More | Less |
| Rates | Competitive | Varies |
Lines of credit provide flexibility for short-term needs, while term loans finance longer investments with defined amortization.
Clear answers to common business loan questions
They assess cash flow coverage, collateral value, credit history, and business viability to determine pricing and terms.
Many lenders request guarantees for small businesses. Review obligations and potential liability before signing.
Strengthen financials, provide collateral, and maintain positive credit history. Compare multiple offers to optimize costs.
Timelines vary by product and documentation, from days for lines of credit to weeks for SBA loans.