Compare options, understand rates and fees, and plan repayment with clear tools.
Unsecured personal loans offer fixed payments over set terms. Evaluate total costs including origination fees and prepayment policies.
Assess total cost, fees, and terms among offers
Consolidating revolving balances into a fixed loan can simplify payments and potentially reduce interest costs when rates are favorable.
Clear answers to common personal loan questions
Pre-qualification uses soft inquiries. Final applications may use hard inquiries that can temporarily affect scores.
Funding timelines vary by lender and documentation. Some offers fund as soon as the next business day.
Fixed-rate personal loans keep payments constant over the term regardless of market changes.
Many lenders allow early repayment without penalty. Check offer terms to confirm any fees.