Buying & Selling Guidance

Navigate transactions with checklists, financing insights, and risk management tips.

Buying Process

  1. Set budget and priorities
  2. Get pre-qualified and compare rates
  3. Tour properties and review disclosures
  4. Offer, inspection, and appraisal
  5. Closing and move-in

Selling Process

  1. Prep and staging
  2. Pricing strategy
  3. Marketing and showings
  4. Negotiation and escrow
  5. Closing and handover

Risk Management

  • Review inspection findings and contingencies
  • Align insurance coverage with closing dates
  • Maintain adequate emergency reserves
Affordability Estimator

Review taxes, insurance, and HOA to estimate total monthly cost.

Checklists

Keep transactions organized and transparent

Buyer Checklist
  • Budget, pre-qualification, and timeline
  • Neighborhood research
  • Inspection and appraisal review
  • Insurance coverage coordination
Seller Checklist
  • Repairs and staging
  • Pricing and disclosure package
  • Offer review and contingencies
  • Move-out planning

Frequently Asked Questions

Clear answers to common transaction questions

How do I choose a lender?

Compare rates, fees, and service. Consider pre-qualification speed and lock policies when timing matters.

What inspections are essential?

General inspections and specialized checks for roof, foundation, and environmental risks help reduce surprises.

When should I update insurance?

Coordinate policies to begin at closing for buyers and end at transfer for sellers. Review coverage limits and deductibles.

How long does escrow take?

Timelines vary by market, financing, and documentation, typically ranging from three to six weeks for financed purchases.